21st Century Mutual Fund
Last Update:	Purchase	.	Begin	Beginning	Current	Current	Dollar	Percent
12/29/2000	Date	Shares	Price	NAV	Price	Value	Profit	Profit
Dell	12/31/98	300	$51.00	$15,300.00	17  7/16	$5,231.25	($10,068.75)	-65.8%
Microsoft	12/31/98	200	$116.75	$23,350.00	43  3/8	$8,675.00	($14,675.00)	-62.8%
Sun	12/31/98	1000	$38.72	$38,718.75	27  7/8	$27,875.00	($10,843.75)	-28.0%
SPY S&P 500	12/31/98	1000	$146.88	$146,875.00	131  3/16	$131,187.50	($15,687.50)	-10.7%
Intel	12/31/98	400	$41.16	$16,462.50	30  1/16	$12,025.00	($4,437.50)	-27.0%
Lucent	12/31/98	250	$75.00	$18,750.00	13  1/2	$3,375.00	($15,375.00)	-82.0%
Cisco	12/31/98	600	$53.56	$32,137.50	38  1/4	$22,950.00	($9,187.50)	-28.6%
U.S. Sprint	12/31/98	0	$67.31	$0.00	20  5/16	$0.00	$0.00	.
MCI Worldcom	12/31/98	0	$0.00	$0.00	14  1/16	$0.00	$0.00	.
Banc One	12/31/98	200	$32.00	$6,400.00	36  5/8	$7,325.00	$925.00	14.5%
America Online	12/31/98	300	$75.88	$22,762.50	34  4/5	$10,440.00	($12,322.50)	-54.1%
Microsoft	05/12/00	200	$68.81	$13,762.50	43  3/8	$8,675.00	($5,087.50)	-37.0%
Lucent	05/12/00	100	56  5/8	$5,662.50	13  1/2	$1,350.00	($4,312.50)	-76.2%
Cisco	05/12/00	100	$59.94	$5,993.75	38  1/4	$3,825.00	($2,168.75)	-36.2%
Oracle	05/12/00	200	$37.09	$7,418.75	29  1/16	$5,812.50	($1,606.25)	-21.7%
Cash	12/31/98	0	.	$6,389.94	.	$6,322.75	.	.
.	.	.	.	.	.	.	.	.
Totals	.	.	.	.	.	$255,069.00	$     (104,210.00)	-29.0%

Year 2000 Start NAV	$       359,279.00
Fund Start Total	$       250,000.00
Current NAV	$       255,069.00
Fund Start Date	12/31/1998
Change since start	$            5,069.00
Percentage Change	2.0%
.	.
Cash Allocation	2.5%
Stock Allocation	97.5%

Transactions
Symbol	Date	Shares	Buy/Sell	Price	Paid	Profit/Loss	% Change	Proceeds
FON	12/31/1999	300	Sell	$   67.31	$42.06	$7,575.00	60.0%	$20,193.75
WCOM	12/31/1999	225	Sell	$   53.06	$47.83	$1,176.56	10.9%	$11,939.06
MSFT	5/12/2000	200	Buy	$   68.81				-$13,762.50
Lucent	5/12/2000	100	Buy	$   56.63				-$5,662.50
Cicso	5/12/2000	100	Buy	$   53.56				-$5,356.25
Oracle	5/12/2000	100	Buy	$   74.19				-$7,418.75